Your Iowa-based credit union can now bring all the benefits of CO-OP’s ATM Network with nearly 30,000 ATMs to Iowa members on-the-go. Whether off to college, on vacation, traveling to the big game or out of town on business, your members can always have an ATM nearby.

Join the Nation’s Largest Credit Union ATM
Network More surcharge-free ATMs than just about any bank, anywhere.

*January 2020 comparison based on claims located at,,,, and

**Includes 1,780 locations with restricted access.

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Keep Your Existing ATM Network

When you choose the CO-OP ATM Network, you’re also free to continue with your existing ATM provider. As a result, your members can get the best of both worlds – access to the terminals most familiar to them – and to thousands of new ATMs available through the nation’s largest credit union-only network.

Maintain Life-long Relationships - No Matter Where Members End Up

With nearly 30,000 surcharge-free ATMs in all 50 states, the CO-OP ATM Network helps you retain life-long members with free access to ATMs anywhere in all 50 states plus 49 total locations throughout Iowa. Iowa was ranked #10 in the country last year as a net outbound mover state1. And according to 2019 data, Iowa gains nearly 47 percent more college students than it produces each fall2.

Expand Your ATM Experience
  • Compete with big banks: Operate within the largest CUSO-owned ATM network. Credit unions are the only financial institutions eligible to join the CO-OP Network.
  • Simplify operations: Benefit from turnkey implementation, easy connectivity and complete management support.
  • Easy member awareness tools: Leverage a range of locator tools, CO-OP’s subsidized signage program and turnkey consumer marketing materials to increase visibility and awareness of your terminals.

Learn How You’ll Benefit
See FAQs
Expand to a National Network
See Potential National Reach
Complement Your Existing Network
See Iowa Locations Under Both Networks


1 2019 National Movers Study by United Van Lines


3 Acquired transactions are transactions at your credit union ATMs by non-members, who have access via the CO-OP ATM Network.